Student Insurance

Welcome to the biggest Student Insurance website in the Netherlands, the ultimate destination for all your insurance needs as a student. Our website provides comprehensive information on the best and most affordable insurance policies available to students. As a student, you may not prioritise insurance, but it is crucial to cover unexpected expenses adequately. While insurance is not always mandatory, it is wise to take out policies to protect you in unforeseen circumstances.

We offer various student insurance options, including health insurance, which is mandatory for those over 18. Additionally, you can compare different options provided by other insurance companies. Below, you will find the most common types of insurance taken out among students:

It is crucial to have insurance to avoid unexpected expenses, especially for students who may not have a substantial financial buffer. With insurance, you can enjoy peace of mind and convenience, knowing that your valuable possessions are protected against loss, theft, or damage.. We’re here to help you make informed decisions about your insurance needs as a student, so explore our website to learn more about our policies and get the protection you need today.

Need help choosing a health insurance policy?

Check out our handy Health Insurance Assistance

Student health insurance

In the Netherlands, health insurance is mandatory for everyone aged 18. If you are under 18 years old, you are automatically insured free of charge under your parents’, guardians’ or caregivers’ policy. However, if you are 18 years or older, you become responsible for paying the premiums. It’s important to note that just because your parents have certain health insurance doesn’t mean their policy is also the best option for you. Choosing an insurance plan that fits your needs and lifestyle is essential.

You can find the best student health insurance (2024) with our handy health insurance comparator!

Compare health insurance policies

Health insurance tips – If you’re considering taking out health insurance, here are a few tips to help you make an informed decision.

  • Basic health care insurance Basic insurance coverage is the same across all health insurance providers in the Netherlands. So, based on the coverage, it doesn’t matter which insurer you choose to purchase health insurance from, as the basic package is identical.
  • Healthcare premium There is a significant difference in premiums between health insurers. This is mostly due to the range of healthcare providers under contract and their handling. For example, premiums may be lower when an insurer communicates fully online.
  • Supplementary health insurance While supplementary health insurance isn’t compulsory, it can be beneficial. Supplementary health insurance covers costs not included in the basic insurance package, such as physiotherapy or alternative treatments.
  • Dental insurance Dental insurance is beneficial if you visit the dentist or dental hygienist more than once a year. If you don’t require frequent dental care, paying for any treatments out of pocket may be more cost-effective.
  • Excess Opting for a higher voluntary excess can reduce your monthly premiums. However, be aware that this means you’ll have to pay more out of pocket before your insurance kicks in.

For more extensive information, visit our student healthcare insurance page.

If you live in rooms, it is wise to have a home contents insurance.

All your belongings are well insured for less than < €3.00 per month

Student home contents insurance

Many students need to think about insuring their belongings. But even if you bought furniture for a little money, the contents are often expensive. This is due to electronic devices such as laptops, televisions and mobile phones. Most students have no money if damage occurs, while the chance of damage is greater in a student house than in a normal apartment. Student houses are often poorly maintained, so there is a higher risk of fire, leakage or burglary.

Directly compare the best and cheapest home contents insurance for your situation?

Compare home contents insurance

More information about student home contents insurance.

Student liability insurance

What happens if you accidentally cause damage to someone else or their belongings? Then you are obliged to pay these costs by law.

Student travel insurance

Do you often travel as a student? There are many different types of insurance for travel; check carefully which one you need.

Welcome to Holland

Whether you’re temporarily here to study, work and do an internship or have decided to move here permanently, moving to the Netherlands requires solid preparation.

About us

At, we are dedicated to helping students find the right insurance. Our team of experts has been specialising in this field since 2005. As an independent website with no ties to insurers, we are committed to providing unbiased and up-to-date information to ensure you can make an informed decision.

We take pride in keeping all available information and premiums up-to-date. Our comparison tools allow you to quickly and easily compare which insurances and additional options are available. While some insurers may only share some of their information with us, we still offer a wide range of insurers, including both large and small ones.
When you choose to take out a new insurance policy through us, we receive a one-time fee from the insurer. This allows us to cover the costs of managing and updating our website. With, you can rest assured that you’re making the right choice for your insurance.

Easy-to-understand information for students

At, we aim to provide you with clear and transparent information about insurance. Insurance can be confusing, so we strive to make it as easy to understand as possible. Our website is designed with simplicity, so you can quickly find the insurance that best suits your needs and budget. Everyone should have access to affordable insurance, and we work hard to provide the most up-to-date information about insurance premiums and coverage options. With our comparison tools, you’re always making an informed decision about your insurance.

The best choice

Insurance policies are not a one-size-fits-all solution. What works for one person may not be the best fit for another. When selecting an insurance policy, it is important to consider personal factors such as age, income, home situation, and lifestyle. When shopping for insurance, take the time to carefully compare policies to find the one that best suits your unique needs and situation. Consider factors such as coverage options, deductibles, and premiums.

Answers to (almost) all of your questions

If you have a question, don’t hesitate to contact us through our channels. Our team is ready to assist you and answer all non-personal advice questions to the best of our knowledge. Additionally, our website has a frequently asked questions section that may provide you with the information you need. We recommend looking at this section before contacting us, as it saves you time and answers your questions immediately.

  • Mail:
  • WhatsApp: 06 24782713

We always aim to answer your question within 24 hours.

Helpful tools

In addition to providing information, we also offer a range of practical tools to assist you in making decisions about your insurance.

Our comparison tools are designed to help you find the right insurance policy for your specific needs. With a unique comparison tool for each insurance type, you can quickly evaluate policies based on features such as coverage options, deductibles, premiums, and more. This way, you can find the policy that provides the coverage you need at a price you can afford.

We also offer a super handy tool to help you calculate how much care allowance you are entitled to. This tool considers different factors to provide you with an estimate of the allowance you are entitled to.


Gezicht linda  van Reenen - Zorgexpert We are an independent website specialized in insurance and focused on students. Our insurance expert Linda van Reenen has checked the information on this website. She is a specialist in the field of student insurance.

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Medical advice

Our website is designed to help students and young people as much as possible with insurance information. We are not doctors and cannot provide medical advice. Do you have specific questions about your health? Please consult a doctor or healthcare professional.

About us is the authority for student insurances. We are independent, and have no financial or relational agreement with any insurance company.