a.s.r. => Ik kies zelf

Ditzo health insurance

a.s.r. => ik kies zelf, is the newest insurance company of ASR Nederland. ASR is one of the largest insurers in the Netherlands and also owns brands such as De Amersfoortse and Falcon. a.s.r. => ik kies zelf, is an internet insurer, which means that as much as possible is arranged online.

Website of a.s.r.

a.s.r. health insurance policies 2024

Use our tool to explorer all heath insurance plans of a.s.r.

a.s.r. health insurance premium overview from past years

a.s.r. health insurance premium overview
Year Restitution Natura
2024 € 158,95 € 141,50
2023 €144.50 €128.95
2022 €133.50 €115.50
2021 €119.95 €109.85
2020 €114.95
2019 €109.95
2018 €102.95
2017 €100.95
2016 €93.85
2015 €89.95
2014 €86.75
2013 €98.50
2012 €98.50

Advantages a.s.r. for students

  • Choice from ‘natura’ or ‘restitution’ policy: slightly limited or free choice of hospitals for planned healthcare;
  • Breakdown assistance cover in the event of accidents: up to €10,000 reimbursement for necessary physiotherapy or oral care as a result of an accident;
  • With ASR’s Vitality app, you can earn back up to 5 months of premium from your additional health insurance if you live a healthy life and achieve your exercise goals.

Disadvantages a.s.r. for students

  • Many dental treatments are reimbursed up to 75% in the TandGoed and TandBest packages. So you often pay 25% of the bill yourself;
  • No reimbursement in supplementary insurance policies for alternative medicine.

Basic coverage a.s.r.

To a.s.r.

Additional services a.s.r.

a.s.r. offers breakdown assistance as an extra service. If you have taken out basic insurance with a.s.r., you can use this service for free if you have an accident in the Netherlands. This service covers extra costs up to €10,000 that are not reimbursed by your basic or supplementary insurance. You can also contact this insurer via WhatsApp. You will receive an answer to your message within 2 hours.

Contact details

Information and contact
Email Contact form website
Post PO Box 2072, 3500 HB Utrecht
Facebook Facebook.com/asrverzekeringen
Twitter @asr

Website of a.s.r.


Does a.s.r. pursue a sustainable and responsible investment policy? The VBDO (Association of Investors for Sustainable Development) has conducted a benchmark study. In the survey ‘Responsible Investment by Insurance Companies in the Netherlands 2019’, a.s.r. scores a 4.5 on a scale from 1 to 5. Attention is paid to the policy consequences for society, people, and the environment, among other things. This makes the ASR group one of the top 3 sustainable health insurers in the Netherlands.

Login a.s.r.

Log in directly to a.s.r.

Compare health insurance?

Check out our Compare Dutch Health Insurance

About us

Studentenverzekeringen.nl is the authority for student insurances. We are independent, and have no financial or relational agreement with any insurance company.