Just Health Insurance
Just is the youth label of Het Centraal Ziekenfonds (CZ). This health insurer was founded in 1930 in Tilburg. Today, CZ already has more than 3.5 million clients, making CZ the third-largest health insurer in the Netherlands. Since 2009, CZ has been responsible for Ohra’s health insurance policies. In return, it is possible for CZ policyholders to take out Ohra life and non-life insurance policies.
| Year | In-kind |
|---|---|
| 2025 | € 153,50 |
| 2024 | € 141,00 |
| 2023 | €127.95 |
| 2022 | €114.35 | 2021 | €111.70 |
| 2020 | €107.95 |
| 2019 | €113.20 |
| 2018 | €105.45 |
| 2017 | €102.35 |
| 2016 | €94.95 |
| 2015 | €91.15 |
| 2014 | €86.95 |
| 2013 | €96.70 |
| 2012 | €99.00 |
| 2011 | €95.00 |
Advantages Just for students
- Low premiums and fast payment of claims;
- Use your mobile app or video chat with the ‘app doctor’ if you have questions about medical matters;
- Online declaration possible.
Disadvantages Just for students
- Only a choice of one supplementary insurance and one dental insurance and limited coverage in the Just Live supplementary insurance, for example no reimbursement for alternative medicine, vaccinations or contraception.;
- Are you going to a non-contracted care provider? Please note that you will only be reimbursed up to 60% of the bill.
Just basic package
Just offers an affordable basic package for students. The coverage of the basic insurance is determined by law. For example, with the basic Just package you will be reimbursed for contraception as a student up to the age of 21. In addition, psychological care and certain medicines are reimbursed from the basic insurance.
Students and Just
Just is a health insurance policy that focuses specifically on young people. You will notice this in the low premiums and coverage aimed at students and young people. For example, you will only receive reimbursements for matters of interest to you, such as physiotherapy and (urgent) care abroad. You can arrange all your insurance matters online and via the app.
Extra services
You can arrange your insurance matters via a special app and you can order your medicines online. In addition, you can be vaccinated at home and the deductible is payable in instalments. You can also talk to a doctor about your health problems via the app or a video call.
Discounts
If you are insured with Just, you can make use of various discounts.
- Discount on vaccinations and malaria tablets;
- Discount on aids such as crutches;
- Discount on contraception;
- Discount on glasses and lenses at opticians.
Look for the entire range of discounts on the website.
Contact details
| Contact information | |
|---|---|
| Phone | 013 593 8400 |
| https://www.facebook.com/Justzorgverzekering/ |
Sustainability
Are Just investments made sustainably and responsibly? The VBDO (Association of Investors for Sustainable Development) has investigated this. In the ‘Responsible Investment by Insurance Companies in the Netherlands 2019’ survey, Just, like parent company CZ, scores a 2.2 on a scale of 1 to 5. Factors that weigh in include the consequences for the environment, people, corporate governance and society.
Expertise
We are an independent website specializing in insurance for students. Our team consists of specialists in the field of student insurance.
Sources
This page was created using the following sources:
- www.just.nl
- www.vbdo.nl
- www.zorgverzekeringslijn.nl
Information Verified by Expert
The information on this page has been verified by Linda van Reenen. She is a specialist in the field of student insurance and has been working with Studentenverzekeringen.nl for over five years.
Medical Advice
We are not a healthcare provider and cannot offer medical advice. If you have specific medical questions, we advise you to consult a doctor or healthcare professional.
Quality Mark
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