A.S.R. liability insurance

A.S.R. was founded in 1720 and is one of the oldest insurance companies of the country. Following its separation from Fortis in 2008, it has been operating independently. A.S.R. offers all types of insurance, including liability insurance.

Coverage a.s.r. liability insurance

You are covered worldwide with the liability insurance from a.s.r. for the damage you accidentally cause to people or their belongings. You are liable for this damage and this means that you have to pay for these costs. These costs can end up being very expensive, especially medical costs. You can choose between two types of coverage when taking out liability insurance from a.s.r. These are:

The premium is based on a single, 20 year old student living in Utrecht who takes out liability insurance with a deductible of €100. Certain types of damage are subject to coverage limitations. These include:

What is exactly ensured?

• Damage to someone else or their belongings;
• Children who live away from home for their studies;
• Damage caused by your own house (e.g. fallen roof tile);
• Damage caused by your pet;
• Damage caused while doing friendly services. However, this is up to a maximum of €12.500 per incident;
• Damaged caused during volunteer work activities;
• Damage caused while babysitting or sleeping over;
• Damage caused by broken pipes or fire in your vacation home.

What is not insured?

Not all types of damage are covered. The following types of damage are excluded:

• Damage to your own belongings or those of your house mate;
• Damage to items you rented;
• Damage caused during work operations;
• Damage to belongings or people while doing sports or playing around;
• Damage caused intentionally or as a result of a crime;
• Fraud, or conflict;
• Damage caused by a drone or model airplane.

Additional coverages

A.S.R. currently does not offer any additional coverages.

Deductibles

When you take out a liability insurance from a.s.r., you can choose between a few deductibles. It is possible to choose a deductible of €0,-, but keep in mind that your premium will be higher. Your options are:

• €0,- deductible
• €100,- deductible
• €500,- deductible

Benefit

A.S.R => ik kies zelf makes it possible for you to be eligible for a benefit when you take out multiple insurance from the insurance company. You can receive back up to €100,- per year depending on how many insurance you take out from A.S.R.

Contact details of A.S.R.