Tips & FAQ liability insurance

You can choose whether you take out liability insurance or not. However, it is wise to think carefully about this, because this insurance has a cover that protects you from damage caused by you to other people’s belongings or even personal injury. Here you will find tips on taking out insurance and answers to the most frequently asked questions about liability insurance.

Tips to safe money

As a student you obviously do not want to spend a lot of money on your student liability insurance. We have a number of tips that can ensure that you do not pay too much premium or that you can save on your insurance in another way. For example, you can opt for collective student insurance through an association or opt for a lower insured amount.

Tips for taking out the insurance

When taking out a student liability insurance, keep the following tips in mind:

  • If you have a large dog, for example, it is wise to take out liability insurance with cover for damage caused by pets.
  • Are you taking out liability insurance because you are going to study abroad? Pay close attention to whether your insurance does offer worldwide coverage since this differs per provider.


To ensure that you take out a student liability insurance with good coverage, it is important that you read the policy conditions of the insurance. However, you may come across a number of conditions that you do not fully understand, for example when an insurer talks about redress costs. We explain the most important terms in the liability insurance policy for you.

Frequently Asked Questions

Is it not yet completely clear to you what a liability insurance exactly is or do you have questions about the coverage of the insurance? In the list of frequently asked questions you can read:

  • Whether the student liability insurance is also valid abroad
  • What amounts can be included in the insurance.
  • Whether pets are co-insured on the policy

All the questions that are often asked are put together on this page and provide a good overview of the conditions regarding liability insurance.

About us is the authority for student insurances. We are independent, and have no financial or relational agreement with any insurance company.