Reaal travel insurance
Reaal is an insurance company with over 100 years of experience in the insurance market. After various mergers with SNS Bank, AXA, and Zwitserleven, Reaal has grown to become one of the largest Dutch insurers today. In 2014, Reaal split from SNS bank and continued under a new identity. Since then, Reaal also offers online insurances. You can go to Reaal for various home insurances, transportation insurances, and travel insurances. On this page, you will find more information regarding Reaal’s continuous travel insurance.
Advantages Reaal
- Extensive basic coverage including medical expenses, accidents, and coverage for incidents such as theft of money;
- Convenient new app to take out insurance online, view emergency numbers, and ask your questions directly via, for example, WhatsApp;
- Limited deductible with the ongoing travel insurance.
Disadvantages of Reaal
- No option to take out a short-term travel insurance policy.
Travel insurance Reaal
At Reaal, you can only take out one type of travel insurance: continuous travel insurance. This travel insurance is suitable for students who regularly pack their weekend bags or suitcases. When planning a summer holiday, a city trip, and a week of winter sports, chances are high you will be traveling for more than 21 days in a year. This 21 day mark is exactly the tipping point at which continuous travel insurance becomes cheaper than short-term travel insurance. What does Reaal’s continuous travel insurance cover?
Continuous travel insurance
The continuous travel insurance at Reaal has two variants: Europe and Worldwide coverage. The only difference between both travel insurances is the area of validity. The travel insurance covers, among other things, S.O.S. assistance, medical costs, luggage, legal assistance, accidents, and damage to your holiday accommodation.
| Basic Package | Europe Coverage | Worldwide Coverage |
|---|---|---|
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S.O.S help and medical costs |
Reimbursement of cost price, costs in the Netherlands up to €1,000,- and dental costs up to €250,- |
Reimbursement of cost price, costs in the Netherlands up to €1,000,- and dental costs up to €250,- |
|
Legal assistance |
Unlimited for experts working at DAS. Other external costs by DAS for claims and criminal cases up to max. €25,000 and for other conflicts €5,000,- |
Unlimited for experts working at DAS. Other external costs by DAS for claims and criminal cases up to max. €25,000 and for other conflicts €5,000,- |
|
Accommodation damage |
Max. € 250,- |
Max. € 250,- |
|
Coverage Area |
Europe |
World |
|
Luggage |
Max. € 3,500,- |
Max. € 3,500,- |
|
Premium |
From € 2.31 per month |
From € 4.17 per month |
In addition to the basic coverage of the continuous travel insurance, there is the possibility to extend this basic coverage with different additional modules. You can choose from:
Roadside Assistance Insurance
A breakdown on the road can seriously disrupt your holiday and bring about considerable additional costs. With the roadside assistance insurance, you will be helped to get back on the road and enjoy your trip as soon as possible.
Coverage of Roadside Assistance Insurance
- Reimbursement of costs in case of driver’s failure: for the transport of the vehicle including luggage to the Netherlands.
- Reimbursement of costs in case of vehicle’s failure: labor cost up to a maximum of €125,- for roadside repairs and possibly shipping parts or transport to the nearest garage up to max. €1,000. If repair is not possible within 2 days, you will be reimbursed for the costs of transporting the vehicle including luggage to the Netherlands.
- Rental costs for a replacement vehicle up to max. €2,500,- and any additional travel costs by public transport.
- Extra accommodation max. 10 days up to a maximum of €50,- per insured person.
Monthly premium: an additional €1.46 per month
Winter Sports Insurance
If you’re going on a winter sports holiday, you’ll be exposed to extra risks such as a collision on the slopes or a nasty fall. You likely will also carry a lot of valuable items with you. In addition to the basic travel insurance, the supplementary winter sports insurance provides coverage for winter sports-specific damage cases.
Coverage of Winter Sports Insurance:
- Reimbursement for damage to luggage as a result of theft, loss or damage.
- Reimbursement for the costs of ski pass, ski equipment or ski lessons that you can no longer use due to a damage event.
Premium an additional €0.80 per month
Cancellation Insurance
If you have to cancel your trip due to an unforeseen and unexpected event, cancellation insurance offers a solution. Additionally, if you need to return to the Netherlands during your trip, due to the death of a loved one for example, you will receive a refund for the unused travel days.
Coverage of Cancellation Insurance
- With an insured amount of €1,500, you will get up to €1,500 reimbursed for cancellation, up to max. €6,000 per year.
- With an insured amount of €2,500, you will get up to €2,500 reimbursed for cancellation, up to max. €10,000 per year.
Premium for an insured amount of €1,500: an additional €3.44 per month
Premium for an insured amount of €2,500: an additional €4.34 per month
Deductible
With Reaal, it is not possible to voluntarily opt for a higher deductible. With Reaal, there is a standard limited deductible for luggage and medical expenses of €50. These costs, before the remainder of the costs is reimbursed from the insurance, are at your own expense.
Additional Services by Reaal
With the travel insurance from Reaal, you can make use of various extra services:
- Through MyReaal, you can view your insurance overview online, change details and view the status of your claim;
- Useful Reaal app with emergency numbers and direct, quick contact with the insurer;
- Convenient forum to ask your questions and read the experiences and questions of other insured parties.
Insurance Discounts
If you take out multiple insurances with Reaal, you will receive a package discount on the premium of these insurances. This premium discount amounts to 2% on an annual basis for two different insurances and can increase up to a maximum of 12% as you take out more insurances.
Contact Information for Reaal
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Contact form on website |
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Telephone number |
072 – 519 40 00 |
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Mailing address |
Postbus 274, 1800 BH Alkmaar |
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Website |
