Allianz Global Assistance travel insurance

Allianz Global Assistance is known worldwide as a help and travel insurance provider. Although this originally German insurance company was established in 1890, Allianz has only been active in the Netherlands since 2003. Allianz Netherlands was created from a merger of insurers Zwolsche Algemeene and Royal Nederland, offering roadside assistance and accident assistance, medical aid, and various insurance policies such as bicycle and roadside assistance insurance. Allianz is mainly known for its extensive range of travel insurance policies tailored to different travel purposes. On this page, you can read more about the various travel insurance options offered by Allianz Global Assistance.

Directly to Allianz Global Assistance

Advantages of Allianz Global Assistance

  • Lowest premium for longer stays abroad
  • Extensive range of different travel insurance options for various travel purposes, whether you’re backpacking, going on a short holiday, or doing an internship abroad
  • Worldwide emergency centers and customer service available 24/7

Disadvantages of Allianz Global Assistance

  • The premium is not always deducted at a fixed time.

Continuous Travel Insurance

A continuous travel insurance policy can be taken out for an indefinite period. Continuous travel insurance may be a suitable solution if you go on vacation multiple times a year. Apart from the fact that with continuous travel insurance, you don’t have to constantly think about taking out travel insurance again, continuous travel insurance is more cost-effective when you spend more than 20 days per year abroad. With continuous travel insurance, you are insured for additional medical costs, damage, theft or loss of your luggage or accidents.

Below you will find an overview of the general coverages of Allianz and the possible additional modules. The premium given is the basic coverage for Europe with only the modules S.O.S. accidents and baggage coverage.

Coverage Continuous Travel Insurance
Budget Comfort Premium

S.O.S Assistance

Reimbursement at cost

Reimbursement at cost

Reimbursement at cost

Medical Costs

Full reimbursement, dental costs up to max. €250, and crutches/wheelchair up to max. €150

Full reimbursement, dental costs up to max. €500, and crutches/wheelchair up to max. €250

Full reimbursement, dental costs up to max. €750, and crutches/wheelchair up to max. €350

Legal Assistance

€75 per day

€75 per day

€75 per day

Accommodation Damage

Max. €350

Max. €500

Max. €1000

Accidents

As a result of an accident: permanent disability up to max. €75,000 and in case of death up to max. €25,000

As a result of an accident: permanent disability up to max. €75,000 and in case of death up to max. €25,000

As a result of an accident: permanent disability up to max. €75,000 and in case of death up to max. €25,000

Baggage

Max. €1,000

Max. €3,500

Max. €5,000

Premium

From €2.03 per month

From €2.75 per month

From €3.29 per month

*The example uses the situation of a student under 27 with S.O.S. accidents and baggage coverage.

Additional Modules

Are you planning to travel outside of Europe or do you also want to insure against car breakdown? You can take out various additional modules to extend the basic travel insurance.

Worldwide Coverage

Do you also want coverage outside Europe? Then the additional worldwide coverage is the solution.

Worldwide Coverage

Worldwide Coverage

The continuous travel insurance is valid all over the world

Premium

€0.66 extra per month

*In this example, the person is assumed to be a student younger than 27 years.

Winter Sports & Special Sports

Will you practice a special sport during your vacation that involves some extra risks? In that case, it is necessary to take out additional winter sports insurance. This insurance is also valid for other special sports such as diving or parachuting.

Winter Sports and Special Sports coverage: reimbursement for costs of ski passes, ski rental, or ski lessons as a result of an accident or illness (preventing you from skiing, requiring hospital admission, or possibly even needing to return to the Netherlands). Rental of other skis or ski equipment is also covered.

Premium: €0.49 per month

*In this example, the person is assumed to be a student younger than 27 years.

Extended Sports Equipment

Are you bringing special sports equipment on your trip, like your bike or surfboard? In that case, you can take out additional extended sports equipment coverage to get reimbursed for any potential damage to this extra valuable baggage due to theft or damage.

Extended Sports Equipment Coverage

Extended Sports Equipment Coverage

In addition to your baggage coverage, you get up to a maximum of €2,500 reimbursed.

Premium

€1.88

*In this example, the person is assumed to be a student younger than 27 years.

Money and Traveler’s Cheques

If you encounter a situation during your trip where your money is stolen or you lose money, the additional money insurance offers compensation for the damage.

Coverage for Money and Traveler’s Cheques

Money Coverage

In case of loss or theft of money, you will be reimbursed up to max. €750, up to max. €1,500 per year

Premium

€2.74

*In this example, the person is assumed to be a student younger than 27 years.

SOS Car Assistance

In case of a breakdown or other transportation problems, such as driver failure, the car assistance insurance helps you get back on the road as quickly as possible or ensures a safe return to the Netherlands. What exactly does this additional insurance cover?

SOS Car Assistance Coverage: covers the cost of driver failure: repatriation of the vehicle and any premature return at cost price.

Assistance in the event of car failure, including on-site assistance, storage costs up to a maximum of €1000, dispatch of necessary parts, transport of passengers to the final destination, and possible replacement transport if repair is not possible within 2 days.

Replacement transport for a maximum of 30 days up to €3,000, or 2 hotel nights per person up to a maximum of €80, or travel cost reimbursement by public transport.

Premium: €2.03>

*The example assumes a student under the age of 27.

180 Days

Are you going abroad for a longer period? Your continuous travel insurance is valid for a maximum of 60 consecutive days abroad. The 180-day extension provides a solution if you are travelling for a longer duration.

180 Days Coverage

180 Days Coverage

Insured for 180 consecutive days

Premium

From €0.79 per month

*The example is based on a student younger than 27 years old. The 180-day coverage becomes more expensive as you take out more (additional) coverages.

Short-term Travel Insurance

If you go on vacation sporadically and are generally abroad for no more than 21 days per year, Allianz’s short-term travel insurance provides the solution. When taking out the insurance, you can choose between two coverage areas: Europe and World.

Regarding coverage, you can choose between four variants, A, B, C, and Netherlands. If you take out your short-term travel insurance online, you automatically choose variant B. Would you like to take out a different variant? Then please contact Allianz Global Assistance by phone.

Coverage Short-term Travel Insurance
A B C Netherlands

S.O.S. assistance and medical costs

Compensation at cost price

Compensation at cost price

Compensation at cost price

Compensation at cost price

Accommodation damage

Max. €250,-

Max. €350,-

Max. €500,-

Max. €250,-

Coverage area

Europe (World coverage is + €1.00 per month)

Europe (World coverage is + €1.00 per month)

Europe (World coverage is + €1.00 per month)

Netherlands

Baggage

Max. €3,000,-

Max. €4,000,-

Max. €5,000,-

Max. €2,000,-

Premium

Enquire by phone at Allianz Global Assistance

From €1.85 per day

Enquire by phone at Allianz

Enquire by phone at Allianz

*The price calculation is based on a 14-day holiday in Europe in the summer season. The basic coverage including medical costs and travel accidents has been removed here.

Besides the basic coverage of short-term travel insurance, you can take out various additional coverages.

Motorist Assistance Insurance

In case of a breakdown of your car or other transportation problems, such as the driver being unable to drive, the motorist assistance insurance helps you get back on the road as soon as possible or ensures a safe return to the Netherlands. What exactly does this additional insurance cover?

Motorist Assistance Insurance coverage: Compensation for driver failure costs: repatriation of the vehicle and any early return to the cost price.

Compensation for the costs of failure of the means of transport: road repair costs and any parts up to a maximum of €125,-, costs for shipping necessary parts and, if necessary, repatriation of the vehicle.

Premium: €13.75

*The price calculation is based on a 14-day holiday in the summer period.

Winter Sports/Special (Winter) Sports

If you go skiing, you are extra exposed to risks, such as a collision on the slope or a nasty fall. You likely also carry a lot of valuable items with you. In addition to the basic travel insurance, the additional winter sports insurance provides coverage for winter sports-specific damage cases.

Winter sports insurance coverage: Compensation for unused costs of ski passes, ski hire or ski lessons as a result of an accident or illness (preventing you from skiing, requiring hospital admission or even possibly returning to the Netherlands)

Compensation for rental costs of new skis or ski boots

Premium: €15.40

*The price calculation is based on a 14-day holiday in the winter period.

Cancellation Insurance

As a result of an unexpected event, you may need to (prematurely) cancel your trip. In that case, a cancellation insurance provides compensation for the cancellation or unused travel costs up to the maximum insured amount. If you take out additional insurance, you can choose between the Double-Sure variant or the regular cancellation insurance.

Cancellation Insurance Coverage

Cancellation Insurance Coverage

If you need to cancel your trip prematurely, for a valid reason, you will be reimbursed for the cancellation costs.

If you have to return early, you will be reimbursed for the unused days.

Double-Sure Cancellation Insurance Coverage

If you need to cancel your trip prematurely, for a valid reason, you will be reimbursed for the cancellation costs.

In case of early return, the entire, previously stated travel sum will be reimbursed.

Premium

Dependent on the variant and travel sum

*The price calculation is based on a 14-day holiday in the summer period.

Cross-Country Skiing

This additional insurance is specifically designed for cross-country skiing holidays, a slightly less risky form of winter sports.

Coverage cross-country skiing insurance

Cross-country skiing insurance coverage

The coverage is comparable to the additional winter sports coverage, however, tailored to cross-country skiing holidays

Premium

€7.70

*The price calculation is based on a 14-day holiday in the winter period.

Travel Accidents

An accident can always unexpectedly occur, so during your trip it’s important that you’re adequately insured for the potential far-reaching consequences of an accident.

Travel Accidents

Travel accidents coverage

In case of permanent disability in any form as a result of an accident, you will be compensated up to a maximum of €75,000 and in the event of death up to a maximum of €25,000

Premium

€1.40

*The price calculation is based on a 14-day holiday in the summer period.

Medical Expenses

Through your health insurance, you get medically necessary costs abroad reimbursed up to the Dutch rate. In many cases, the actual costs abroad can be much higher. This difference has to be paid out of pocket without additional medical expenses coverage.

Medical Expenses

Medical expenses coverage

Medical expenses abroad above the Dutch rate are reimbursed up to the cost price. Any follow-up treatment in the Netherlands is reimbursed up to a maximum of €1,000

Premium

€4.20

*The price calculation is based on a 14-day holiday in the summer period.

Globetrotter Travel Insurance

Are you going abroad for an extended period to backpack, intern, study for a semester, or work? Whatever your travel purpose, Allianz has created a special travel insurance for long-term stays abroad: the globetrotter insurance. What exactly does a globetrotter insurance cover?

Allianz Globetrotter Travel Insurance
Allianz Global Assistance Coverage

Worldwide coverage

Yes

Medical assistance

Reimbursement cost price (no maximum, necessary costs)

Medical assistance home country

Max. €25,000

Travel costs after accident

Reimbursement cost price

Accident compensation

Max. €75,000

Dental costs

Max €250,-

Compensation travel baggage

Max. €1,000,-

Compensation cash

Max. €200,-

Liability

Max. €1,000,000,-

Search and rescue operations

Max. €50,000,-

Price

€2.09 per day

For more information about the globetrotter insurance, you can consult the page about the globetrotter insurance.

Allianz Extra Services

Allianz offers its insured several additional services for support:

  • Submit your claims online;
  • 24/7 reachable emergency centers around the world;
  • Through Allianz, you can quickly withdraw €300 in an emergency situation;
  • Easy and anytime access to a travel doctor;
  • Help and advice from your personal travel assistant.

Travel Insurance Discounts

Are you under 27 years old? In that case, you will get a 10% discount on the Budget variant of the continuous travel insurance. On the Comfort and Premium (baggage) insurances, this is even 15%!

Contact Details Allianz Global Assistance

Allianz Global Assistance Contact Details

Email

info@allianz-assistance.nl

Phone

020 – 5618711

Mail

PO Box 9444 – 1006 AK Amsterdam

Website

Allianz Global Assistance

About us

Studentenverzekeringen.nl is the authority for student insurances. We are independent, and have no financial or relational agreement with any insurance company.